4. Good and Cheap Insurance Recommendations for Your Best Health Benefits

One of the best gifts given by God is good health. With a healthy body and soul, of course you can enjoy the day, work productively, and earn a living in a calm and pleasant manner. On the other hand, if you are sick, no matter how much you have, it will be used up for medical expenses at the hospital. So, maintaining health must be done in order to prevent the arrival of disease. However, no matter how much effort has been made, if illness occurs, humans can only accept it graciously. No one will be able to predict what will happen in the future, so you have to look for cheap and good insurance to get health benefits as a precaution.

This health insurance is very important for both parents and young people to pay attention to. Because there will be lots of benefits as long as you buy the best product from a trusted and official insurance company. Buying insurance is one of the best financial planning efforts and the best way to manage a financial budget properly in order to create a stable financial condition in the future. By using this insurance, you always secure all emergency funds and savings that you have prepared carefully.

When you need funds for medical expenses, the savings you save will be safe and not used. Because this large amount of medical expenses has been borne by the insurance company based on the policy agreement. Although many articles provide information regarding the benefits, understanding, and advantages of using insurance for the future. In fact there are still many people who do not realize how important the role of life insurance and health insurance is for the future.

Cheap & Good Insurance Program from the Best Company

There are several factors that make many people reluctant to insure in one of the best companies. One of them is the lack of insight and the cost is very expensive. However, if you dig deeper into the superior products of each company's services, there will definitely be products that have quite cheap monthly or annual premiums. So, here are some recommendations for cheap and good insurance services that you must know:

1. Health BPJS

BPJS Kesehatan is an insurance product initiated by the Indonesian government. This social insurance provides a fairly complete coverage facility with a very affordable price premium. The amount of dues each month is classified into several classes. The amount of the BPJS premium since 2021 for class I is Rp. 150 thousand, class II Rp. 100,000, and class III is Rp. 35 thousand.

2. Sinar Mas

Sinarmas is also the best insurance company in Indonesia. This company offers various attractive programs for health groups such as Simas Sehat Corporate to guarantee the health of all employees in one company. Of course, this program has many advantages, such as cashless or non-cash dependent facilities at Sinarmas partner hospitals. Does not require customer medical check-ups as a condition for registration, premium payments are affordable and can be paid in installments.

3. AXA Mandiri

For the Indonesian people, they must be familiar with the program from AXA Mandiri. Every program given will always be successful in the market. AXA Mandiri is the best choice for beginners who are starting to get insurance. Because the facilities provided also vary from basic, pro, to self-protection from critical illness. So that customers can adjust to their needs and ability to pay their monthly premium fees. Interestingly, health services can be claimed 24 hours non-stop. The premium installment facility also applies 0% for annual premium payments.

4. FWD insurance

FWD is a company formerly known as PT. Commonwealth Life. This company officially merged with PT. FWD Life Indonesia since December 1 2020, has issued various health insurance programs that are cheap and of high quality. Interestingly, this new insurance company also offers a very affordable premium of less than 100 thousand rupiah. More precisely, the premium fee that must be paid by the customer is Rp. 75,000 only. Of course, with this very affordable cost, you can get dependent benefits such as medical expenses, hospitalization fees, outpatient fees, drug costs, laboratory check fees, etc.

Those are some recommendations for cheap and good insurance companies that offer quality programs at affordable prices.

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